Locking the doors and windows doesn’t cut it anymore for home safety. Criminals have advanced methods to get into your home. Regardless of if you live in a safe neighborhood or not, home protection is vital to protect yourself, your family, and your property. On the outside…. Before leaving for an extended trip, secure […]
Author: Monarch Title
Real Estate Transaction – Who’s Involved?
Real estate closings often involve a lot of players, so we’ve compiled a list of who’s involved and what they do. This list will help break down the basics of a real estate transaction for you. Real Estate Agent: – Alerts you to homes on the market that match your needs – Schedules showings – […]
Do I Qualify for a VA Home Loan?
Less than 10% of eligible service men and women in the United States took advantage of VA home loans in 2018. VA home loans are one of the most efficient and beneficial loan programs for active duty military service members and veterans. What is a VA home loan? A VA home loan is a […]
Basics of a title policy explained
The owner’s policy has five sections: covered risks, exclusions from coverage, schedule A, schedule B, and conditions. Covered risks:Your policy makes it clear that the insurance of the listed risks is subject to exclusions, any exceptions listed in Schedule B, and the conditions. Some of the most important covered risks are as follows:1-the risk that […]
The Cost of Closing on a Refinanced Mortgage
Looking into refinancing your mortgage every few years is necessary for you to get the best available interest rate on your home loan. Failing to do so means leaving money on the table, money you could be using to send your kids to college. While a lower interest rate may look great on paper, it […]
Real Estate Transaction Checklist
Buying a home is one of the most important decisions your client will make. They look to you to guide them through the process. A checklist simplifies the process by giving the buyer and the seller a guide to follow in order to meet their requirements. Follow this checklist to make sure that nothing falls […]